:root {
  --radius-sm: 12px;
  --radius-md: 18px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --radius-2xl: 40px;
  --radius-pill: 999px;
  --container-max: 1200px;
  --section-x: clamp(20px, 4vw, 32px);
  --section-y: clamp(56px, 8vw, 96px);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
  --transition-fast: 0.18s var(--ease-out);
  --transition-smooth: 0.36s var(--ease-out);
  --glow-accent: 0 0 80px rgba(255, 138, 0, 0.2);
  --glass-bg: #ffffff;
  --glass-border: rgba(255, 138, 0, 0.16);
}

.site-shell {
  position: relative;
  isolation: isolate;
}

.site-shell::before,
.site-shell::after {
  content: "";
  position: fixed;
  border-radius: 50%;
  pointer-events: none;
  z-index: 0;
  filter: blur(80px);
  opacity: 0.55;
}

.site-shell::before {
  width: min(560px, 70vw);
  height: min(560px, 70vw);
  top: -180px;
  right: -120px;
  background: radial-gradient(circle, rgba(255, 138, 0, 0.22) 0%, transparent 70%);
}

.site-shell::after {
  width: min(480px, 60vw);
  height: min(480px, 60vw);
  bottom: 20%;
  left: -160px;
  background: radial-gradient(circle, rgba(255, 138, 0, 0.14) 0%, transparent 72%);
}

.site-shell > header {
  position: relative;
  z-index: 200;
  overflow: visible;
}

.site-shell > main,
.site-shell > footer {
  position: relative;
  z-index: 1;
}

main {
  animation: ds-page-in 0.5s var(--ease-out) both;
}

@keyframes ds-page-in {
  from {
    opacity: 0;
    transform: translateY(12px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

main > section {
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: var(--section-x);
  padding-right: var(--section-x);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 14px 26px;
  border-radius: var(--radius-pill);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition:
    transform var(--transition-fast),
    box-shadow var(--transition-fast),
    background var(--transition-fast),
    border-color var(--transition-fast),
    filter var(--transition-fast);
  position: relative;
  overflow: hidden;
}

.btn--primary,
.hb-hover-btn-primary {
  background: linear-gradient(135deg, var(--color-accent-light), var(--color-accent-dark));
  color: #fff;
  box-shadow: 0 10px 28px rgba(255, 138, 0, 0.28), inset 0 1px 0 rgba(255, 255, 255, 0.15);
}

.btn--primary:hover,
.hb-hover-btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 36px rgba(255, 138, 0, 0.38), inset 0 1px 0 rgba(255, 255, 255, 0.2);
  filter: brightness(1.04);
}

.btn--secondary,
.hb-hover-white-secondary {
  background: #ffffff !important;
  color: var(--color-text) !important;
  border: 1px solid var(--color-border-strong) !important;
  box-shadow: 0 4px 16px rgba(255, 138, 0, 0.08);
}

.btn--secondary:hover,
.hb-hover-white-secondary:hover {
  transform: translateY(-2px);
  background: var(--color-surface-2) !important;
  border-color: rgba(255, 138, 0, 0.35) !important;
}

.btn--outline {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border-strong);
}

.btn--outline:hover {
  border-color: rgba(255, 138, 0, 0.45);
  background: rgba(255, 138, 0, 0.06);
  transform: translateY(-1px);
}

.btn--ghost {
  background: transparent;
  color: var(--color-text-muted);
  border-color: transparent;
  box-shadow: none;
}

.btn--ghost:hover {
  color: var(--color-accent);
  background: rgba(255, 138, 0, 0.08);
}

.btn--success {
  background: linear-gradient(135deg, #22c55e, #16a34a);
  color: #fff;
  box-shadow: 0 8px 24px rgba(34, 197, 94, 0.25);
}

.btn--danger {
  background: linear-gradient(135deg, #ef4444, #dc2626);
  color: #fff;
  box-shadow: 0 8px 24px rgba(239, 68, 68, 0.25);
}

.btn.is-ripple::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.35) 0%, transparent 70%);
  transform: scale(0);
  opacity: 0;
  transition: transform 0.45s ease, opacity 0.45s ease;
}

.btn.is-ripple:active::after {
  transform: scale(2.5);
  opacity: 1;
  transition: 0s;
}

.ds-card,
.cards-grid-4 > div[style*="border-radius"],
.cards-grid-3 > div[style*="border-radius"],
.cards-grid-2 > div[style*="border-radius"] {
  border-radius: var(--radius-xl) !important;
  padding: clamp(24px, 3vw, 32px) !important;
  background: #ffffff !important;
  border: 1px solid var(--glass-border) !important;
  box-shadow: 0 8px 32px rgba(255, 138, 0, 0.1) !important;
  transition:
    transform var(--transition-smooth),
    box-shadow var(--transition-smooth),
    border-color var(--transition-fast);
}

.cards-grid-4 > div[style*="border-radius"]:hover,
.cards-grid-3 > div[style*="border-radius"]:hover,
.cards-grid-2 > div[style*="border-radius"]:hover {
  transform: translateY(-6px);
  border-color: rgba(255, 138, 0, 0.35) !important;
  box-shadow: 0 20px 48px rgba(255, 138, 0, 0.18), var(--glow-accent) !important;
}

.card-link,
.hb-hover-card-lift {
  border-radius: var(--radius-lg) !important;
  padding: clamp(22px, 2.5vw, 28px) !important;
  background: #ffffff !important;
  border: 1px solid var(--glass-border) !important;
  box-shadow: 0 6px 24px rgba(255, 138, 0, 0.1) !important;
  transition:
    transform var(--transition-smooth),
    box-shadow var(--transition-smooth),
    border-color var(--transition-fast) !important;
}

.hb-hover-card-lift:hover {
  transform: translateY(-6px) scale(1.01) !important;
  border-color: rgba(255, 138, 0, 0.35) !important;
  box-shadow: 0 18px 40px rgba(255, 138, 0, 0.2), var(--glow-accent) !important;
}

.hb-hover-card-lift-soft {
  transition:
    transform var(--transition-smooth),
    box-shadow var(--transition-smooth) !important;
}

.hb-hover-card-lift-soft:hover {
  transform: translateY(-5px) !important;
  box-shadow: 0 16px 36px rgba(255, 138, 0, 0.16) !important;
}

.hero-grid--home,
.hero-grid--card {
  position: relative;
  padding-top: clamp(48px, 8vw, 88px) !important;
  padding-bottom: clamp(32px, 5vw, 56px) !important;
}

.hero-grid--home::before {
  content: "";
  position: absolute;
  inset: 10% 30% 20% 0;
  background: radial-gradient(ellipse at center, rgba(255, 138, 0, 0.1), transparent 68%);
  pointer-events: none;
  z-index: -1;
}

.hero-grid--home > div:first-child > div:first-child,
main > section[style*="text-align:center"] > div[style*="text-transform:uppercase"],
main > section[style*="text-align: center"] > div[style*="text-transform:uppercase"],
main > section > div[style*="text-align:center"] > div[style*="text-transform:uppercase"],
main > section > div[style*="text-align: center"] > div[style*="text-transform:uppercase"],
.faq-section__eyebrow {
  display: inline-flex !important;
  align-items: center;
  gap: 8px;
  padding: 8px 16px !important;
  border-radius: var(--radius-pill) !important;
  background: rgba(255, 138, 0, 0.08) !important;
  border: 1px solid rgba(255, 138, 0, 0.2) !important;
  box-shadow: none !important;
  font-size: 12px !important;
  letter-spacing: 0.08em !important;
  color: var(--color-accent) !important;
}

main h1 {
  letter-spacing: -0.04em;
}

main h2 {
  letter-spacing: -0.03em;
}

.trust-strip {
  border-radius: var(--radius-xl) !important;
  background: linear-gradient(135deg, rgba(255, 138, 0, 0.1), rgba(255, 138, 0, 0.04)) !important;
  border: 1px solid rgba(255, 138, 0, 0.22) !important;
  padding: clamp(24px, 4vw, 36px) clamp(24px, 5vw, 44px) !important;
}

.trust-strip > div > div:first-child {
  border-radius: var(--radius-md) !important;
  background: #ffffff !important;
  box-shadow: 0 4px 16px rgba(255, 138, 0, 0.12) !important;
}

.calculator-widget {
  position: relative;
  border-radius: var(--radius-2xl) !important;
  padding: clamp(24px, 3vw, 32px) !important;
  background: #ffffff !important;
  border: 1px solid rgba(255, 138, 0, 0.2) !important;
  box-shadow:
    0 24px 64px rgba(255, 138, 0, 0.14),
    var(--glow-accent) !important;
  overflow: hidden;
}

.calculator-widget::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(255, 138, 0, 0.5), transparent);
}

.calc-widget__header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 16px;
}

.calc-widget__eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--color-accent);
  text-transform: uppercase;
}

.calc-widget__title {
  font-size: clamp(18px, 2.2vw, 22px);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-top: 8px;
  line-height: 1.25;
}

.calc-widget__rate-wrap {
  text-align: right;
  flex-shrink: 0;
}

.calc-widget__rate-label {
  font-size: 11px;
  color: var(--color-text-subtle);
  line-height: 1.3;
}

.calc-widget__rate-value {
  font-size: 26px;
  font-weight: 700;
  color: var(--color-accent);
  letter-spacing: -0.02em;
}

.calc-widget__label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.06em;
  color: var(--color-text-subtle);
  text-transform: uppercase;
  margin: 22px 0 10px;
}

.calc-widget__cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
}

.calc-card-btn {
  padding: 14px 8px;
  border-radius: var(--radius-md);
  cursor: pointer;
  font-family: inherit;
  text-align: center;
  transition: all var(--transition-fast);
  background: var(--color-surface-2);
  border: 1px solid var(--color-border);
  color: var(--color-text);
}

.calc-card-btn.is-active {
  background: linear-gradient(135deg, var(--color-accent-light), var(--color-accent-dark));
  border-color: transparent;
  box-shadow: 0 8px 20px rgba(255, 138, 0, 0.32);
}

.calc-widget__amount-wrap {
  display: flex;
  align-items: center;
  background: var(--color-surface-2);
  border: 1px solid rgba(255, 138, 0, 0.15);
  border-radius: var(--radius-md);
  padding: 4px 20px;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.calc-widget__amount-wrap:focus-within {
  border-color: rgba(255, 138, 0, 0.5);
  box-shadow: 0 0 0 3px rgba(255, 138, 0, 0.12);
}

.calc-widget__amount {
  flex: 1;
  border: none;
  background: transparent;
  outline: none;
  padding: 16px 0;
  font-size: clamp(26px, 4vw, 32px);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--color-text);
  width: 100%;
}

.calc-widget__currency {
  font-size: 18px;
  font-weight: 600;
  color: var(--color-text-subtle);
}

.calc-widget__results {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 18px;
}

.calc-widget__result-box {
  border-radius: var(--radius-md);
  padding: 18px 20px;
  background: var(--color-surface-2);
  border: 1px solid rgba(255, 138, 0, 0.12);
}

.calc-widget__result-box--accent {
  background: linear-gradient(150deg, rgba(255, 138, 0, 0.16), rgba(255, 138, 0, 0.06));
  border: 1.5px solid rgba(255, 138, 0, 0.4);
}

.calc-widget__result-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.05em;
  color: var(--color-text-subtle);
  text-transform: uppercase;
}

.calc-widget__result-label--accent {
  color: var(--color-accent-light);
}

.calc-widget__result-value {
  font-size: 26px;
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-top: 6px;
  color: var(--color-text);
}

.calc-widget__result-value--accent {
  color: var(--color-accent);
}

.calc-widget__cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  margin-top: 20px;
  padding: 16px;
  border-radius: var(--radius-pill);
  background: linear-gradient(135deg, var(--color-accent-light), var(--color-accent-dark));
  color: #fff;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  box-shadow: 0 12px 28px rgba(255, 138, 0, 0.32);
}

.calc-widget__note {
  font-size: 12px;
  color: var(--color-text-subtle);
  text-align: center;
  margin-top: 14px;
  line-height: 1.5;
}

.faq-section {
  padding-top: var(--section-y) !important;
  padding-bottom: 24px !important;
}

.faq-section__header {
  text-align: center;
}

.faq-section__eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--color-accent);
  text-transform: uppercase;
}

.faq-section__title {
  font-size: clamp(28px, 3.6vw, 44px);
  font-weight: 700;
  letter-spacing: -0.03em;
  margin-top: 14px;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 40px;
}

.faq-item {
  border-radius: var(--radius-lg) !important;
  background: #ffffff !important;
  border: 1px solid var(--glass-border) !important;
  box-shadow: 0 4px 20px rgba(255, 138, 0, 0.08) !important;
  overflow: hidden;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.faq-item:has(.faq-item__panel.is-open),
.faq-item:has([aria-expanded="true"]) {
  border-color: rgba(255, 138, 0, 0.35) !important;
  box-shadow: 0 8px 28px rgba(255, 138, 0, 0.14), var(--glow-accent) !important;
}

.faq-item__trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 26px;
  background: transparent;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: inherit;
}

.faq-item__question {
  font-size: 17px;
  font-weight: 600;
  color: var(--color-text);
  letter-spacing: -0.01em;
}

.faq-item__icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(255, 138, 0, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform var(--transition-smooth), background var(--transition-fast);
}

.faq-item__icon.is-open {
  transform: rotate(180deg);
  background: rgba(255, 138, 0, 0.2);
}

.faq-item__panel {
  overflow: hidden;
  transition: max-height 0.36s var(--ease-out);
}

.faq-item__answer {
  padding: 0 26px 24px;
  font-size: 15px;
  line-height: 1.65;
  color: var(--color-text-muted);
  margin: 0;
}

.commission-table__row {
  transition: background var(--transition-fast);
}

.commission-table__row:hover {
  background: rgba(255, 138, 0, 0.04);
}

main section > div[style*="border-radius:26px"][style*="overflow:hidden"],
main section > div[style*="border-radius: 26px"][style*="overflow:hidden"] {
  border-radius: var(--radius-xl) !important;
  background: #ffffff !important;
  border: 1px solid var(--glass-border) !important;
  box-shadow: 0 16px 48px rgba(255, 138, 0, 0.12) !important;
}

main section > div[style*="border-radius:26px"] > div[style*="background:#FAFAFB"],
main section > div[style*="border-radius:26px"] > div[style*="background: #FAFAFB"] {
  background: var(--color-surface-2) !important;
  border-bottom-color: var(--color-border) !important;
}

[data-calc-quicks] button {
  flex: 1;
  padding: 10px 0;
  border-radius: var(--radius-sm);
  cursor: pointer;
  font-family: inherit;
  font-size: 13px;
  font-weight: 600;
  transition: all var(--transition-fast);
  background: var(--color-surface-2);
  border: 1px solid var(--color-border);
  color: var(--color-text-muted);
}

[data-calc-quicks] button:hover {
  border-color: rgba(255, 138, 0, 0.35);
  color: var(--color-accent);
}

.testimonial-card {
  transition:
    transform var(--transition-smooth),
    box-shadow var(--transition-smooth),
    border-color var(--transition-fast);
}

.testimonial-card:hover {
  transform: translateY(-6px);
  border-color: rgba(255, 138, 0, 0.3);
  box-shadow: 0 20px 48px rgba(255, 138, 0, 0.16), var(--glow-accent);
}

.legal-article {
  border-radius: var(--radius-xl);
  background: #ffffff;
  border: 1px solid var(--glass-border);
  padding: clamp(28px, 4vw, 40px);
  box-shadow: 0 8px 32px rgba(255, 138, 0, 0.08);
}

.legal-article h2,
.legal-article h3 {
  letter-spacing: -0.02em;
}

.legal-article p,
.legal-article li {
  line-height: 1.7;
  color: var(--color-text-muted);
}

.ds-reveal {
  opacity: 0;
  transform: translateY(24px);
  transition:
    opacity 0.7s var(--ease-out),
    transform 0.7s var(--ease-out);
}

.ds-reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.ds-reveal--scale {
  transform: scale(0.96) translateY(16px);
}

.ds-reveal--scale.is-visible {
  transform: scale(1) translateY(0);
}

.ds-reveal--slide {
  transform: translateX(-20px);
}

.ds-reveal--slide.is-visible {
  transform: translateX(0);
}

@media (prefers-reduced-motion: reduce) {
  main,
  .ds-reveal,
  .btn,
  .hb-hover-card-lift,
  .faq-item__panel {
    animation: none !important;
    transition: none !important;
  }

  .ds-reveal {
    opacity: 1;
    transform: none;
  }
}

@media (max-width: 375px) {
  .calc-widget__cards {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-widget__results {
    grid-template-columns: 1fr;
  }
}

@media (min-width: 1920px) {
  :root {
    --container-max: 1280px;
  }
}
